Every buyer in an HOA receives a stack of governing documents — often 300+ pages — and almost nobody reads them before signing. We do. You get a plain-English report on the association's finances, the rules that will shape daily life in the home, and any red flags hiding in the fine print.
Built for escrow timelines — days, not weeks.
An underfunded reserve becomes next year's special assessment. A rental restriction sinks an investment plan. A pet rule surprises a family after closing. None of it is hidden — it's all in the documents the buyer legally received and never read. Reading them is the whole service.
Anything that changes the math or the lifestyle gets flagged plainly at the top of the report — pending special assessments, active litigation, chronically underfunded reserves, unusual transfer fees, restrictions that conflict with the buyer's stated plans. If there's nothing alarming, the report says that too.
Forward the HOA documents from escrow — CC&Rs, bylaws, rules, budget, reserve study, meeting minutes. Whatever the buyer received, we take as-is.
Every page is reviewed — the financials, the restrictions, the minutes where the interesting things actually get said. If the buyer has specific plans (renting it out, running a business, adding an ADU), tell us and we check those directly.
A concise summary a buyer will actually read: financial health, daily-life rules, and flags — each with a reference to the page and section it came from, so anything can be verified in the originals.
Reviewing HOA documents isn't your job, and interpreting them shouldn't be your liability. Agents who build the inspection into their standard process protect their buyers, differentiate their service, and never have to field the "why didn't anyone tell me about the assessment" call. Ask us about arrangements for agents and teams who order regularly.
No. The report summarizes and cites what the association's documents say, in plain language. For legal questions about the purchase itself, buyers should consult a real estate attorney — and a well-organized summary makes that conversation shorter and cheaper too.
The service is built around contingency timelines. Tell us your deadline when you send the documents and we'll tell you straight whether we can meet it before you commit.
That's the normal case, not the exception. Send what escrow gave you and we'll sort it out.
Either. Most orders come through agents, but buyers reviewing a community on their own are welcome to send documents directly.
A flat $295 per inspection, quoted up front with no subscription.
Submit the property information and documents, then securely complete payment with Square.
Send the document package and your timeline — we'll take it from there.
Order for $295 (949) 881-7071